Terms of Service
Please read these terms of service (“terms”, “terms of service”) carefully before using Affordable Bankruptcy Resource, hereunto ABR, website service operated by us.
Conditions of Use
We will provide their services to you, which are subject to the conditions stated below in this document. Every time you visit this website, use its services or make a phone call using the number listed on the website, you accept the following conditions. This is why we urge you to read them carefully.
Privacy Policy
Before you continue using our website, we advise you to read our privacy policy [link to privacy policy] regarding our user data collection. It will help you better understand our practices.
Copyright
Content published on this website (digital downloads, images, texts, graphics, logos) is the property of IFAN and/or its content creators and protected by international copyright laws. The entire compilation of the content found on this website is the exclusive property of [name], with copyright authorship for this compilation by [name].
Communications
The entire communication with us is electronic. Every time you send us an email or visit our website, you are going to be communicating with us. You hereby consent to receive communications from us. If you subscribe to the news on our website, you may receive regular emails from us. We will continue to communicate with you by posting news and notices on our website and by sending you emails. You also agree that all notices, disclosures, agreements and other communications we provide to you electronically meet the legal requirements that such communications be in writing.
Applicable Law
By visiting this website, you agree that the laws of the state of Indiana, without regard to principles of conflict laws, will govern these terms of service, or any dispute of any sort that might come between ABR and you, or its business partners and associates.
Disputes
Any dispute related in any way to your visit to this website or to products you purchase from us shall be arbitrated by state or federal court Indiana and you consent to exclusive jurisdiction and venue of such courts.
Comments, Reviews, and Emails
Visitors may post content as long as it is not obscene, illegal, defamatory, threatening, infringing of intellectual property rights, invasive of privacy or injurious in any other way to third parties. Content has to be free of software viruses, political campaign, and commercial solicitation.
We reserve all rights (but not the obligation) to remove and/or edit such content. When you post your content, you grant ABR the non-exclusive, royalty-free and irrevocable right to use, reproduce, publish, modify such content throughout the world in any media.
License and Site Access
We grant you a limited license to access and make personal use of this website. You are not allowed to download or modify it. This may be done only with written consent from us.
User Account
If you are an owner of an account on this website, you are solely responsible for maintaining the confidentiality of your private user details (username and password). You are responsible for all activities that occur under your account or password.
Disclaimer
Affordable Bankruptcy Resource is an affiliate network using 3rd party sources to connect you with law firms using the Ring Partner network. ABR only provides this network as a courtesy directory to the users of this website and is not responsible for any agreements made by you, the user, and the law firm you decide to work with. ABR makes no guarantee of satisfaction when using our complimentary service. We provide an unattended directory to connect you with a legal advisor, but all decisions, disputes, and results are strictly between you and the firm. By using ABR’s directory you are agreeing to terms within Terms and Services agreement. ABR does not keep any logs or records to which law firm you were connected with. You need to use your own judgement in deciding which law firm to work with. The information provided on this website does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this site are for general informational purposes only. Information on this website may not constitute the most up-to-date legal or other information. This website contains links to other third-party websites. Such links are only for the convenience of the reader, user or browser; ABR and its members do not recommend or endorse the contents of the third-party sites.
Readers of this website should contact their attorney to obtain advice with respect to any particular legal matter. No reader, user, or browser of this site should act or refrain from acting on the basis of information on this site without first seeking legal advice from counsel in the relevant jurisdiction. Only your individual attorney can provide assurances that the information contained herein – and your interpretation of it – is applicable or appropriate to your particular situation. Use of, and access to, this website or any of the links or resources contained within the site do not create an attorney-client relationship between the reader, user, or browser and website authors, contributors, contributing law firms, or committee members and their respective employers.
The views expressed at, or through, this site are those of the individual authors writing in their individual capacities only – not those of their respective employers, ABR, or committee/task force as a whole. All liability with respect to actions taken or not taken based on the contents of this site are hereby expressly disclaimed. The content on this website is provided “as is;” no representations are made that the content is error-free.
ABR is not a lawyer, or law firm, and as such we do not provide legal advice, whether expressed or implied.
All information implied or expressed on this website should not be assumed accurate, correct or as factually based legal descriptions or advice in any way. So by reading and using this website you agree that the information provided on this website will require further scrutiny on your part in order to determine it’s accuracy.
We reserve all rights to terminate accounts, edit or remove content and cancel orders in their sole discretion.